Buy now, Pay later at
Explore devices, accessories, and certified repairs – all in one place. Shop or fix with confidence and pay over time with Affirm. No hidden fees, ever.
Unlock Seamless Shopping and Repair with 4 Interest-Free Bi-Weekly Payments on Purchases as low as $200, No Hidden Fees!
- Discover 4 interest-free bi-weekly payment options for purchases over $200. Pre-qualify online or in-store.
- Rest easy with no hidden fees or interest on our payment plans. Transparent and hassle-free shopping guaranteed.
How to buy with Affirm
STEP 1
Fill your cart
Shop or Repair at UniverCell and select Affirm at checkout. Then enter a few details for an instant decision. We do a soft credit check when you apply for any Affirm payment plan. This won't impact your credit score.
STEP 2
Choose how to pay
Select your payment plan, then confirm your loan. We’ll never charge more than you see up front.
For example: Let’s say you make a purchase of $1,000. Choose to make 4 biweekly, interest-free payments of $250 at 0% APR
STEP 3
Make your payments
Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.
Questions? We're here to help
Creating an Affirm account and seeing if you prequalify will not affect your credit score.
Fees – We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account.
Interest – UniverCell offers purchases with 0% interest.
When you prequalify, you get an estimate of how much you can spend with Affirm. You don’t have to use the full amount, and you’re not on the hook to pay anything back until you actually make a purchase.
PayBright is now Affirm! When you make your first purchase with Affirm, you will create a new account. If you have an existing PayBright loan, you can access your PayBright loan and account information through the PayBright portal.